Kia Buyers' Guide to APR, Interest Rates, and Fees

November 06, 2026 · 11 min read

Understanding auto financing is crucial for local car buyers, especially when you’re navigating the bustling roads of Columbus and surrounding areas like Groveport, Grove City, Pickerington, Reynoldsburg, and Dublin. This page will break down essential concepts such as APR, interest rates, and common fees associated with car loans, helping you make informed decisions. We’ll clarify the differences between APR and interest rates, explore how these rates are determined, outline typical fees you might encounter, and offer tips on improving your financing terms. As a trusted name in the community, Ricart Kia is here to provide ethical and transparent financing support, ensuring you feel confident in your choices. Let’s dive in and simplify these important financial aspects together!

What Does APR Mean When Buying a Car?

APR, or Annual Percentage Rate, is crucial for understanding the total cost of financing your vehicle. It not only reflects the interest you'll pay on the loan but also includes additional lender fees, giving you a clearer picture of your borrowing costs.

To break it down: while the interest rate shows the direct cost of borrowing the principal amount, the APR encapsulates everything you’ll pay over the loan's term. This makes comparing offers straightforward—lower APRs typically indicate less overall cost. For example, if you're considering financing a Kia Sportage for your daily commutes around Groveport, a lower APR can save you money in the long run.

Interest Rate: The basic cost of borrowing the principal amount.
Lender Fees: Fees associated with setting up the loan, such as origination charges.
Loan Terms: The duration of the loan, which can affect the overall cost.
Repayment Schedule: How often you'll make payments—monthly, bi-weekly, etc.

Consumer protections are in place to ensure transparency. Under regulations like the Truth in Lending Act, lenders must disclose the APR, making it easier for you to compare different financing options and make informed decisions as you navigate the auto financing landscape in Columbus.

How Lenders Determine Your Auto Loan Interest Rate

Your auto loan interest rate reflects the cost of borrowing money, and it hinges on several critical factors that help lenders gauge your financial reliability. For drivers in Columbus, Groveport, and surrounding areas, understanding these elements can empower you to make informed financing decisions.

Lenders assess the following main factors when calculating your interest rate:

Credit Score: A higher score can lead to lower rates, indicating you’re a trustworthy borrower.
Credit History: A solid payment history boosts your chances of securing favorable terms.
Loan Amount: Larger loans might carry higher rates, as they represent more risk to the lender.
Term Length: Shorter terms often have lower rates, while longer ones can lead to higher total interest.
Down Payment: A larger initial payment reduces the amount financed, potentially lowering your rate.
Vehicle Age: Newer vehicles typically secure lower rates compared to older, used ones.

For Columbus drivers navigating daily commutes along I-270 or dropping kids off at school in Grove City, these factors directly impact your monthly payment and overall loan cost. A little effort in improving your credit score can lead to significant savings, whether you're considering a new Kia Sportage or a pre-owned Kia Sorento. Remember, taking steps to maintain strong credit habits today can pave the way for better financing options tomorrow.

What Role Does a Credit Score Play in Securing a Kia Loan?

Your credit score is a vital component in determining both your loan approval and the interest rate you’ll receive when financing a Kia. For drivers in Columbus, understanding this can lead to better financial decisions and ultimately save money over the life of your loan.

Here’s how different credit tiers typically influence your loan options:

Excellent Credit (720+): If your credit score falls into this category, you’re likely to unlock the best interest rates and terms available. This leads to reduced monthly payments and significantly less interest over time, making models like the Kia Sorento or Sportage more affordable.

Good Credit (690-719): Borrowers in this range can expect favorable rates, though they may not be as low as those offered to top-tier borrowers. This means you can still find great deals on vehicles like the Kia Forte, keeping your budget intact.

Fair Credit (630-689): While lenders will still work with you, anticipate higher interest rates due to the increased risk. To enhance your loan terms, consider making a larger down payment—this can be especially beneficial in a bustling market like Columbus, where demand may fluctuate.

Challenging Credit (Below 630): Securing a loan in this tier may be tougher, often accompanied by higher rates. However, financing isn't out of reach. By consistently making on-time payments, you can gradually improve your credit standing, paving the way for better future financing options.

Are APR and Interest Rate the Same Thing?

No, APR and interest rate are not identical, but they're closely linked. The interest rate represents the cost of borrowing the principal amount of a loan. In contrast, the APR (Annual Percentage Rate) includes the interest rate along with most of the lender's fees, giving a fuller picture of what you'll pay over time.

For drivers around Columbus, understanding this distinction is vital. APR is the better number for comparing different loan offers, especially when considering options from various lenders, including Kia Finance America. For instance, one loan might advertise a lower interest rate but come with higher fees, leading to a higher APR than another loan that has a slightly higher interest rate but no fees. By comparing APRs, you gain a clear, “apples-to-apples” view of your potential costs.

Interest Rate: This is the basic cost of borrowing money, expressed as a percentage of the loan amount.
APR: Includes the interest rate plus additional costs like loan origination fees, providing a more comprehensive view of the total borrowing cost.
Why It Matters: For residents commuting through busy Columbus roads like I-270 or US-23, knowing the true cost of a loan can save you money over time, making your Kia vehicle more affordable.

What Common Fees Are Associated with a Car Loan?

When financing a Kia, it's essential to understand the various fees that may arise, allowing you to budget effectively and avoid unexpected costs. Knowing these fees upfront can significantly ease your car-buying experience in Columbus and its surrounding areas.

Documentation Fee: This fee covers the administrative costs of preparing and filing your sales contract and other paperwork. Often referred to as a "doc fee," it varies by dealership and can range from $100 to $500, so it’s wise to ask about it early in your discussions.
Title and Registration Fees: These state-mandated fees are required to transfer the vehicle's title into your name and register it with the Ohio DMV. In Ohio, expect to pay around $15 for the title and additional costs for registration based on your vehicle's weight and local fees.
Sales Tax: Ohio drivers are subject to a Highway Use Tax (HUT) when titling a vehicle, functioning similarly to sales tax. This tax varies by county but generally hovers around 5.75%, so it's a crucial part of your budget to consider.
Loan Origination Fee: Some lenders impose this fee for processing your loan application. It can range from 0.5% to 1% of the loan amount and is often included in the Annual Percentage Rate (APR), impacting your overall financing costs.

Always ask for a detailed breakdown of all fees involved in your loan. Resources like Kelley Blue Book (KBB) and Edmunds can provide valuable insights into the car-buying process and help clarify these typical fees.

Tips to Secure a Better APR on Your Kia

For drivers in Columbus and surrounding areas, securing a lower APR can lead to significant savings over the life of your loan. By taking a few strategic steps, you can improve your chances of obtaining a more favorable interest rate on your next Kia.

Boost Your Credit Score: Regularly check your credit report for errors and pay your bills on time. Reducing outstanding debts can enhance your score, making lenders more likely to offer you a lower rate.
Make a Larger Down Payment: By putting more money down upfront, you decrease the total amount financed. This can reduce the lender's risk and possibly lead to a better APR.
Opt for a Shorter Loan Term: While this may increase your monthly payments, shorter terms often come with lower interest rates. This can save you money in the long run.
Shop Around for Rates: Don’t settle for the first offer. Compare rates from different lenders to ensure you’re getting the best deal possible.
Consider the Timing: Interest rates can vary based on economic conditions. Buying during promotional periods or when rates are low can lead to better financing options.

For independent vehicle reviews and data that can support your purchase decision, Consumer Reports is a trusted resource. Taking these steps can help you drive home in a reliable Kia—whether it's a fuel-efficient hybrid for your daily commute along I-270 or a spacious SUV for family outings to Heritage Park—without breaking the bank.

Frequently Asked Questions (FAQs)

How can I calculate my monthly payment?

You can utilize an auto loan calculator or consult with our finance team at Ricart Kia, who can help you determine your monthly payment based on the vehicle price, your down payment, loan term, and estimated APR.

What is a good APR in the local area?

A competitive APR varies based on your credit score and prevailing market conditions, but those with excellent credit may find favorable rates through Kia Finance America or local financial institutions.

Do I have to finance through the dealership?

While Ricart Kia provides a range of financing options for your convenience, you also have the choice to seek pre-approval from your personal bank or credit union prior to visiting us.

Can I finance a used vehicle?

Absolutely, financing is available for both new and certified pre-owned Kia vehicles; however, be aware that interest rates may be slightly higher for pre-owned cars compared to new models.

How does Ricart Kia engage with the community?

Ricart Kia has a longstanding commitment to the Central Ohio community, focusing on charitable efforts that support families, veterans, and education, reflecting our values as a family-owned business since 1953.

What amenities does Ricart Kia offer to enhance customer experience?

To ensure a comfortable visit, Ricart Kia provides complimentary snacks, a kids' playroom, and a pet-friendly showroom, creating a welcoming atmosphere for all our guests.

About Ricart Kia

Ricart Kia has been a family-owned business serving Central Ohio with trusted automotive expertise since 1953. Our long history is built on a strong commitment to our community, focusing our charitable efforts on supporting families, veterans, and education. We strive to make your visit comfortable and convenient with amenities like complimentary snacks, a kids' playroom, and a pet-friendly showroom. This dedication to customer care is at the heart of everything we do. We invite you to experience the difference that generations of experience and community focus can make.

Your Guide to Finding the Right Kia Dealership in Columbus, OH

Nov 10, 2026

Deciding Between Short-Term and Long-Term Kia Leases in Columbus

Author: Ricart Kia Choosing between a short-term or long-term Kia lease is an important decision for drivers in the Columbus area, and it ultimately hinges on your unique lifestyle and driving needs. Ricart Kia, with years of experience serving the local community, understands the nuances of life in neighborhoods like Groveport, Grove City, and Reynoldsburg. This article will explore how each lease option can fit different routines—whether you’re commuting along I-270 to work, running errands in Dublin, or taking family trips to Heritage Park. By comparing the benefits of short-term versus long-term leases, we aim to guide you toward a choice that aligns perfectly with your driving habits and preferences. What Constitutes a Short-Term Lease? A short-term lease typically lasts 24 months or less, making it an ideal choice for those who enjoy driving the latest models or may experience changes in their lifestyle soon. For Columbus drivers, this means more frequent access to advanced technology and safety features, keeping you at the forefront of innovation. Consider the flexibility of leasing a 2027 Sportage for weekend getaways to Heritage Park, and then transitioning to a 2026 Sorento for your daily commute through Groveport. This leasing structure aligns closely with bumper-to-bumper warranty coverage, ensuring that most repairs are covered, which is a significant advantage for those navigating the bustling roads around Rickenbacker International Airport. For more insights, check out Edmunds. It's important to note that while short-term leases offer great flexibility, they typically come with higher monthly payments compared to longer leases. This is simply because you are covering the steepest part of the vehicle's depreciation in a shorter time frame, which can impact your budget. For families and professionals in the logistics sector, this could mean balancing the desire for new technology with financial considerations, given the moderate to upper-middle income levels typical in the area. Is a Short-Term Lease the Right Choice for My Local Driving? A short-term lease could be an excellent fit for your driving needs if you resonate with these criteria: You Value New Technology: Staying updated with the latest safety features and infotainment systems is crucial for you, and a short lease helps you enjoy innovative advancements like those found in the 2027 Kia Sportage. Your Life is Flexible: Whether you're anticipating changes like a new job or a growing family, a short-term lease prevents you from being tied to a vehicle that might not meet your future needs. You Prefer Lower Maintenance Worries: Driving a vehicle that remains under warranty, like the 2026 Kia Sorento, means fewer unexpected repair costs, which is ideal for those who appreciate budget predictability. For instance, if your daily commute involves a quick drive to Columbus averaging 24–25 minutes, you might currently favor a compact 2026 Kia Forte. However, as your lifestyle evolves—perhaps with outdoor adventures or family trips—you may find the spacious and versatile 2028 Kia Sportage more fitting. A short-term lease allows you to transition effortlessly as your needs change. What is a Long-Term Lease? A long-term lease typically spans 36 to 48 months, striking a balance between affordability and the leasing benefits that many families in the Columbus area appreciate. This structure allows you to enjoy a new vehicle while managing your budget effectively. The key advantages of a long-term lease include: Lower Monthly Payments: By spreading out the vehicle's depreciation over a longer term, your monthly payments can be significantly reduced. This makes it easier to drive a higher-trim model that might otherwise be out of reach. Access to Premium Features: Enjoy the comforts and technology of a well-equipped family SUV, like the 2027 Kia Sportage, while keeping your payments manageable—perfect for weekend outings to Heritage Park or daily commutes through Groveport. However, there are trade-offs to consider: Longer Commitment: A three- or four-year lease is a substantial commitment, and your needs may evolve during that time. Potential Warranty Gaps: Leasing for 48 months could mean your lease extends beyond the vehicle's basic warranty, leaving you responsible for repair costs during the final year. For families around Columbus, this approach allows for reliable, efficient vehicles that fit their lifestyle. You can learn more about vehicle values and leasing options on Kelley Blue Book (KBB). Could a Long-Term Lease Fit My Lifestyle in Columbus? For many Columbus residents, a long-term lease aligns well with their daily routines and needs. If you find yourself relating to any of the following scenarios, a long-term lease could be the right choice for you: You Want a Lower Monthly Payment: A 36-month lease on a 2027 Kia Sportage often proves to be more budget-friendly than a shorter lease on the same model, making it easier to manage monthly expenses. Your Driving Needs are Stable: If your commute along I-270 is consistent and your family size isn’t changing, a long-term lease can provide the predictability you need. You Drive a Consistent Number of Miles: If you typically drive around 12,000 miles a year for your daily commute and weekend outings, a long-term lease can suit your lifestyle perfectly. Take, for instance, a Columbus commuter who regularly drives from Groveport to their job in the logistics sector. Opting for a 36-month lease on a fuel-efficient 2027 Kia Sportage ensures they enjoy lower monthly payments while having a reliable vehicle that accommodates both their work and family needs comfortably. Comparing Key Factors: Which Lease Term Wins? To help Columbus drivers make informed leasing decisions, let’s evaluate short-term versus long-term leases across several critical categories. For comprehensive insights on reliability and owner satisfaction, checking sources like Consumer Reports is a wise step. Monthly Payments Generally, opting for a longer lease term results in lower monthly payments. This is because the payment calculation considers the vehicle's initial price and its estimated residual value, spreading the cost over more months. This means a smaller monthly payment in the long run. Short-Term: Expect higher monthly payments due to a shorter amortization period. Long-Term: Enjoy lower monthly payments, making budgeting easier for families commuting to work in Columbus. Vehicle Technology and Features If you're eager to experience the latest innovations, a shorter lease allows you to upgrade to new models more frequently. This is especially beneficial for tech-savvy drivers who want cutting-edge features right away. Short-Term: Access to the latest technology and models every two years. Long-Term: Drive the same model for three to four years, which may lack newer features that come with more recent releases. Maintenance and Repairs Kia vehicles are known for their reliability, but maintenance is still a factor. A short-term lease typically keeps you covered under Kia's 5-year/60,000-mile warranty. However, a long-term lease could extend beyond that coverage. Short-Term: Most repairs are likely covered under the factory warranty, minimizing unexpected costs. Long-Term: You may incur maintenance expenses in the final year, which could include costs for tires or brakes. Flexibility and Commitment Life’s unpredictability makes flexibility important. A short-term lease offers an exit option every two years, which is ideal for those facing job changes, expanding families, or shifting financial circumstances. Short-Term: High flexibility to switch vehicles as life changes occur. Long-Term: A commitment of three to four years, which may not suit everyone, especially those in transitional phases. Frequently Asked Questions (FAQs) Is it cheaper to lease for 24 vs 36 months? In general, a 36-month lease tends to offer a lower monthly payment compared to a 24-month lease on the same Kia model, as the depreciation costs are distributed over a longer timeframe. This can be particularly beneficial for drivers in Columbus, where managing monthly expenses effectively is essential. Can I lease for only 12 months? While 12-month leases are not commonly available through standard dealership financing, we at Ricart Kia can explore various financing options to accommodate your needs and find a suitable arrangement. What happens if I exceed my mileage? If you surpass the mileage limit specified in your lease agreement, you will incur a per-mile charge, which is detailed in your contract. Understanding your typical driving patterns, especially around busy areas like I-270 or Broad Street, can help you plan and avoid extra fees. Is it better to lease new or pre-owned? Leasing is predominantly geared towards new Kia vehicles, allowing you to take advantage of the latest technology and comprehensive warranty coverage, which ensures peace of mind for Columbus drivers navigating varied terrains and seasonal conditions. About Ricart Kia Ricart Kia has been a family-owned business serving Central Ohio with trusted automotive expertise since 1953. Our long history is built on a strong commitment to our community, focusing our charitable efforts on supporting families, veterans, and education. We strive to make your visit comfortable and convenient with amenities like complimentary snacks, a kids' playroom, and a pet-friendly showroom. This dedication to customer care is at the heart of everything we do. We invite you to experience the difference that generations of experience and community focus can make. Related Articles: Your Guide to Finding the Right Kia Dealership in Columbus, OH

Nov 02, 2026

Common Misunderstandings About Leasing a Kia—Explained by Auto Experts

Author: Ricart Kia Navigating the world of leasing a Kia can be daunting, especially with so many myths floating around. At Ricart Kia, we’ve been part of the Columbus community for years, giving us valuable insights into the needs of local drivers whether they’re commuting along I-270 or enjoying a weekend at Heritage Park. This page will clarify how leasing works and debunk common misconceptions, providing you with the information you need to make an informed decision that fits your lifestyle in Groveport, Grove City, Pickerington, Reynoldsburg, or Dublin. Is Leasing Really Just Renting a Car? No, leasing is actually a form of financing rather than just a long-term rental. With a lease, you gain exclusive use of a new Kia for a specific time, usually between two to three years. While you don’t own the vehicle at the end, you are responsible for tasks like insurance, registration, and maintenance, similar to owning a car. This means you’re essentially paying for the portion of the vehicle's value that you use during the lease, which often results in lower monthly payments compared to traditional loans. This setup is perfect for drivers who appreciate having access to the latest technology and safety features. For instance, leasing allows you to drive a new Kia Sportage equipped with advanced driver assistance features like Forward Collision-Avoidance Assist. When your lease ends, you can easily transition to the newest model, ensuring you’re always driving a vehicle covered by the manufacturer's warranty. This is particularly reassuring on busy Columbus roads like Broad Street and High Street, where having reliable safety tech is invaluable. Resources like Edmunds offer detailed insights into the benefits and financial implications of leasing versus buying. Ownership: Leasing means you don’t own the car, while renting generally involves using a vehicle for a short period without long-term commitments. Term Length: Leases typically last 2-3 years, compared to rentals that can be as short as a day or a week. Responsibilities: As a lessee, you’re responsible for insurance and maintenance, unlike rentals where these might be included. Aren't Leases Always More Expensive in the Long Run? Not quite! Whether leasing is more costly really hinges on your driving habits and financial strategy. The misconception that leasing is always pricier stems from comparing aggregate leasing costs over the years to owning a single vehicle long-term. This comparison can mislead many Columbus drivers, as leasing often offers considerable financial advantages. Here’s when leasing can prove to be cost-effective: Lower Monthly Payments: Lease payments are based on the vehicle's depreciation during the lease period, not its entire purchase price. This typically results in significantly lower monthly payments compared to financing the same vehicle. Minimal Repair Costs: Most leases coincide with Kia's factory warranty, allowing you to avoid unexpected repair bills. For instance, leasing a Kia Sorento or Sportage for three years means you’ll likely be covered for the duration, unlike owning an older vehicle that may require costly repairs. Predictable Expenses: Leasing generally involves fixed monthly payments, insurance, and routine maintenance like oil changes. This financial predictability helps Columbus residents, especially families managing budgets for school activities and local events. If you enjoy the experience of driving a new vehicle every few years, leasing often is the more financially savvy choice. In contrast, consistently trading in a financed vehicle can lead to negative equity, while leasing comes with a clear endpoint, making your transition to the next model smoother. Will I Be Penalized for High Mileage? Many drivers worry about high mileage penalties when leasing a vehicle, but it’s essential to understand how lease contracts are structured. These contracts are designed with specific mileage allowances, typically between 10,000 and 15,000 miles per year, to accommodate expected usage. For Columbus drivers, this means selecting an allowance that aligns with your lifestyle and driving habits. Before making a decision, think about your daily driving patterns. Do you commute along I-270 to downtown Columbus, or do you frequently drive to Groveport for work? Consider weekend trips to local parks or visits to family in Reynoldsburg. By accurately estimating your annual mileage, you can choose a lease that suits your needs. If you happen to exceed your mileage limit, the extra cost is clearly outlined in your lease—usually around 15 to 25 cents per mile. What’s interesting is that these fees can often be more economical than the depreciation that a high-mileage owned vehicle would face. For instance, every 5,000 miles beyond your allowance could significantly impact the value of a vehicle you own, while leasing provides a clear framework for managing excess mileage. Kelley Blue Book can help you see how mileage affects vehicle value, allowing for informed decisions. Can I Get Out of a Lease If My Needs Change? If your circumstances shift, you have several options to exit your lease early. Whether it's a job change requiring a longer commute from Groveport to downtown Columbus or a growing family needing a more spacious Kia Sorento, dealerships like Ricart Kia can assist in navigating these choices. Here are some common methods for early lease exit: Lease Transfer: You may transfer your lease to a qualified individual who can take over the remaining payments, making it a smooth transition for both parties. Early Buyout: You can buy the vehicle at the buyout price outlined in your contract, allowing you to keep it or sell it privately if you prefer. Trade-In: Trade in your leased Kia for a new lease or purchase. The dealership will assist in settling your existing lease, simplifying the process for you. Each of these options comes with distinct financial considerations, so it's crucial to have a conversation with your dealership about your specific situation. For more insights on the pros and cons of ending a lease early, Consumer Reports provides valuable resources that can help guide your decision. Can You Customize a Leased Kia? Contrary to popular belief, you can customize a leased Kia, but there are important guidelines to follow. Permanent modifications that could lower the car's resale value, such as changing the paint color or making engine modifications, are typically prohibited. However, you can personalize your vehicle with reversible accessories that enhance functionality and comfort, as long as you ensure these changes are removable and non-damaging by the end of your lease. Many drivers in Columbus opt to add practical accessories to their Kias. For example, consider equipping your Kia Sportage with all-weather floor mats for handling the winter slush or adding a roof rack for those weekend getaways to Heritage Park. A bike carrier can also be a great addition for trips along the local bike paths. These dealer-approved enhancements can often be purchased directly from your local dealership, like Ricart Kia. Just remember that you must return the vehicle in acceptable condition, meaning any modifications should be easily removable without causing damage. Leasing Isn't Just for Businesses—It's for Everyone! Leasing a vehicle can be an excellent option for individuals, families, and professionals—not just businesses. For drivers in Columbus, leasing offers lower monthly payments, access to the latest safety and technology features, and the chance to upgrade vehicles more frequently, making it a versatile choice for various lifestyles. Consider a family needing a reliable vehicle for school runs and weekend outings to Heritage Park. Leasing a spacious Kia Sorento allows them to enjoy advanced safety features and infotainment systems without the long-term commitment of buying. Similarly, a young professional commuting to downtown Columbus might find leasing a fuel-efficient Kia Forte ideal for navigating the busy streets without breaking the bank. Ultimately, choosing to lease or buy should align with your budget and driving habits, not your business status. Lower monthly payments: Leasing typically results in smaller payments compared to purchasing, which can help families manage their monthly budgets effectively. Frequent upgrades: Leasing allows drivers to enjoy the latest models with updated features every few years, ensuring access to the latest in safety and technology. Access to advanced safety features: Many Kia models come equipped with advanced safety tech, like blind-spot monitoring and lane-keeping assist, which are particularly valuable for families and commuters. Flexibility: Leasing provides the flexibility to choose a vehicle that fits seasonal needs, whether it's a reliable SUV for winter driving or a compact sedan for summer commutes. Less hassle: Leasing typically includes maintenance packages, reducing the burden of upkeep and repairs—perfect for busy professionals and families. Personal choice: Work with a local expert to assess your driving needs and budget, making an informed decision that suits your lifestyle. Frequently Asked Questions (FAQs) What happens if I damage my leased vehicle? Normal wear and tear is expected; however, you will need to address any excessive damage before returning the vehicle. Ricart Kia's service team can assist you in assessing and repairing any issues to ensure a smooth lease-end process. Can I buy my vehicle after the lease ends? Absolutely! Every lease contract includes a predetermined buyout price, giving you the option to purchase your vehicle at the end of the term. This is a great choice if you've grown attached to your Kia. Is it possible to lease a used vehicle? While leasing primarily focuses on new vehicles, some dealerships may offer programs for certified pre-owned vehicles. For more details, please reach out to Ricart Kia to discuss available options. Does my credit score affect my ability to lease? Yes, having a good credit score generally helps you qualify for better lease terms and rates. Ricart Kia works with various lenders to provide financing solutions that accommodate a wide range of credit profiles. What financing options does Ricart Kia provide for customers? Ricart Kia offers a variety of financing options tailored to meet your needs. Our team will work with you to explore different terms and help you find a plan that fits your budget. How does Ricart Kia ensure a smooth financing experience? Our knowledgeable staff at Ricart Kia will guide you through the financing process, explaining each option clearly. We strive to make your experience as straightforward and transparent as possible. About Ricart Kia Ricart Kia has been a family-owned business serving Central Ohio with trusted automotive expertise since 1953. Our long history is built on a strong commitment to our community, focusing our charitable efforts on supporting families, veterans, and education. We strive to make your visit comfortable and convenient with amenities like complimentary snacks, a kids' playroom, and a pet-friendly showroom. This dedication to customer care is at the heart of everything we do. We invite you to experience the difference that generations of experience and community focus can make. Related Articles: Your Guide to Finding the Right Kia Dealership in Columbus, OH

Oct 16, 2026

What You Can Expect in the 2027 Kia Sportage

Even in a watered-down segment, the 2027 Kia Sportage keeps it original. You and your passengers will enjoy the performance, the versatility, and the technology built into this SUV. Still not convinced that the new Kia Sportage is the right choice for you? Check out our model overview. 2027 Kia Sportage Feature Summary Performance SUV drivers demand a polished on-road experience, and so that's what the new Sportage supplies. The centerpiece of these inspired performance features is the 2.5 Liter Inline 4-cylinder engine, a setup that simply gets the job done. The Sportage is also pleasantly sure-footed, a quality made possible by a number of drivetrain setups. Some other standout performance features on this model are: 8-Speed Auto Transmission 2.5 Liter Inline 4-cylinder 8.3 in. of ground clearance (AWD trims) Technology Technology in a new SUV keeps you focused and connected, wherever you are. Add in a slew of other media, and the road is a more exciting place in the Kia Sportage. You'll find more available technology specs of this SUV below: Standard Auto Emergency Braking Technology Standard front & rear parking sensors Digital Key 2.0 Design Projecting the right impression is important for any SUV, and the Kia Sportage does so with striking exterior looks and interior space versatility. The ample 74.1 cu ft of cargo space in the Sportage makes competitors look pedestrian. As roomy as it is visually dramatic, the Sportage is a value-oriented road companion that any commuter can appreciate. This SUV also offers the following in the way of design: Standard 60/40 split folding 2nd-row seats Modern & rugged front & rear-end design Sleek seating patterns & colors Visit Ricart Kia to take a closer look at the 2027 Sportage. Our inventory of new Kia cars for sale is unmatched in this area. Browse our Kia specials, and schedule a test drive today. *MSRP: Starting price represents the manufacturer’s suggested retail price (MSRP) for the trim. The MSRP does not include destination and handling charges, taxes, title, license, options, and dealer charges. Actual prices are set by the dealer and may vary. Photo is for marketing and example purposes only. Photo may not reflect starting MSRP or trim level.\n**EPA-estimated MPG for City/Highway for 2027 Kia Sportage . Actual mileage will vary. Displayed MPG is based on applicable EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary, depending on how you drive and maintain your vehicle, driving conditions, battery pack age/condition (hybrid models only) and other factors.